Zoe Zhou · Licensed Life & Health Insurance Agent, regulated by FSRA (Ontario)
Complicated things, explained clearly
I’m Zoe Zhou, a licensed life and health insurance agent in Ontario, based in Richmond Hill. I also prepare personal and small business tax returns.
This site is not a product catalogue. It covers a few specific situations: bringing parents over on a super visa, filing your first Canadian tax return, and moving back to China — what happens to your policies and your property.
I reply within 24 hours
Which one are you dealing with?
Newcomer Tax
When to file, and what to claim before you do
Super Visa
Coverage, instalments, and how host income is calculated
Moving Back to China
Departure tax, your policies, and Canadian property
Every article carries the date it was last checked and quotes the government page it came from. You do not have to take my word for any of it.
How I get paid
On insurance, the insurer pays me a commission. Buying through me does not raise your premium.
On tax work, every price is published. You do not have to talk to me to find out what something costs.
- Tax Prep Prices — Every price, published
- How I Work — What happens after you get in touch
What I don’t do
I am not a financial advisor or a financial planner. Both titles are protected in Ontario and require a credential I do not hold.
I also will not quote before establishing whether you need anything. If you need insurance, I quote. If you don’t, I say so.
Just want to ask one question?
Ask me anything — plain answers, no sales pitch.
- Contact — Four ways, whichever suits you
